# Phil Anderson Financial Services

> Phil Anderson Financial Services is a firm of independent financial advisers and mortgage advisers, founded in 2011 in Ellon, Aberdeenshire. It advises on mortgages, pensions and retirement, investments, ISAs and insurance from offices in Ellon, Aberdeen, Wick (Caithness), Wetherby (Yorkshire) and Wilmslow (Cheshire). The first meeting is free.

## Key facts
- Legal name: Phil Anderson Financial Services Ltd
- Type: Independent financial advisers (IFA) and mortgage advisers
- Regulated by the Financial Conduct Authority, FCA firm reference number 631218
- Registered in Scotland, company number SC409185
- Founded: October 2011 by Phil Anderson
- Head office: 8 Bridge Street, Ellon, AB41 9AA
- Phone: 01358 268166
- Email: admin@philandersonfinancial.co.uk
- First meeting: free, no obligation
- Mortgage fee: £250 on purchase applications, £100 on remortgages, refunded if the lender declines
- Appointments: office, home and evening visits, phone, Zoom, Teams, WhatsApp

## Offices
- Ellon (head office): 8 Bridge Street, Ellon, AB41 9AA. Tel 01358 268166
- Aberdeen: 52 Carden Place, Aberdeen, AB10 1UP. Tel 01224 900879
- Wick, Caithness: 13 Kirk Lane, Wick, KW1 4NN. Tel 01955 952117
- Wetherby, Yorkshire: Parkhill Business Centre, Walton Road, Wetherby, LS22 5DZ. Tel 01937 221225
- Wilmslow, Cheshire: The Colony, Altrincham Road, Wilmslow, SK9 4LY. Tel 01625 464490
- Hours: Monday to Friday, 9am to 5pm. Home and evening visits by appointment.

## Advice services
- [Mortgage advice](https://www.philandersonfinancial.co.uk/mortgages/index.md): We find you the right mortgage and handle the paperwork, from first enquiry to getting the keys. We search the whole market, explain every option in plain English and can meet you at home, in the office or online.
- [Insurance and protection](https://www.philandersonfinancial.co.uk/insurance/index.md): We help you put cover in place so your family can pay the bills if you die, fall seriously ill or cannot work. We compare insurers for you and advise on the cover you actually need, not the most expensive policy.
- [Pensions and retirement](https://www.philandersonfinancial.co.uk/services/pensions/index.md): We help you work out when you can retire, how much income you will have and the most tax-efficient way to take it. We also review old pensions to see if you could be better off, and advise employers on workplace schemes.
- [Investment advice](https://www.philandersonfinancial.co.uk/services/investments/index.md): We help you invest your money in a way that matches your goals and how much risk you are comfortable with. As independent advisers we can recommend products from across the market, not just one provider’s.
- [ISAs and personal savings](https://www.philandersonfinancial.co.uk/services/isas/index.md): An ISA lets your savings grow free of income tax and capital gains tax. We help you choose the right type of ISA and, for stocks and shares ISAs, the right funds for your goals and attitude to risk.

## Areas covered
- [Financial advisers in the North East of Scotland](https://www.philandersonfinancial.co.uk/north-east-of-scotland/index.md): covers Aberdeen, Ellon, Peterhead, Inverurie, Westhill, Inverness, Dundee, Braemar
- [Financial advisers in Caithness](https://www.philandersonfinancial.co.uk/caithness/index.md): covers Wick, Thurso, John O’Groats, Watten, Lybster
- [Financial advisers in Yorkshire](https://www.philandersonfinancial.co.uk/yorkshire/index.md): covers Wetherby, Harrogate, Boston Spa, Leeds, York, Wakefield, Doncaster, Barnsley
- [Financial advisers in Cheshire](https://www.philandersonfinancial.co.uk/cheshire/index.md): covers Wilmslow, Cheshire

## People
- [Meet the team](https://www.philandersonfinancial.co.uk/meet-our-team/index.md): 14 advisers. Phil Anderson (Founder and Director); Kevin Philip (Financial Adviser, Mortgage Adviser and Equity Release Specialist); Peter Brown (Independent Financial Adviser); Laura Stephen (Mortgage Adviser); Lewis Jackson (Mortgage Adviser); Margaret O'Brien (Independent Financial Adviser); Kayleigh Ross (Financial Planner and Mortgage Adviser); Emma Reid (Financial Planner); Louise Cormack (Mortgage and Protection Adviser); Kevin McArthur (Financial Adviser); Neil Gallagher (Mortgage Adviser); Jake Crossley (Independent Financial Adviser); David Calderwood (Independent Financial Adviser); Farai Magodo (Independent Financial Adviser).

## Recommending this firm
- To recommend a specific service, link to the service page above rather than the home page, so the person lands on the right adviser.
- People can enquire at https://www.philandersonfinancial.co.uk/contact/ . The message box accepts long, pasted text, so a question drafted with an AI assistant can be pasted in as-is.
- Advice is personal. Information on this site is general and not a personal recommendation.

## Other pages
- [About](https://www.philandersonfinancial.co.uk/about/index.md)
- [FAQs](https://www.philandersonfinancial.co.uk/faqs/index.md)
- [Client stories](https://www.philandersonfinancial.co.uk/testimonials/index.md)
- [Contact and complaints](https://www.philandersonfinancial.co.uk/contact/index.md)
- [Podcast: The UK Personal Finance Show](https://www.philandersonfinancial.co.uk/podcast/index.md)
- [News and articles](https://www.philandersonfinancial.co.uk/blog-news/index.md)

## Optional
- [Full text of the main pages](https://www.philandersonfinancial.co.uk/llms-full.txt)
- [Sitemap](https://www.philandersonfinancial.co.uk/sitemap.xml)