When you get in touch, you speak to one of these people. We are mortgage, protection and financial advisers who give straightforward advice and look after clients for the long term.
Founder and Director · Ellon
Phil set up the firm in October 2011 after more than 25 years in financial services, including time as a branch manager with Skipton Building Society. He holds the CII Diploma in Financial Planning and the Advanced Certificate in Mortgage Advice and Practice (Adv CeMAP), and was the first adviser in Aberdeen and Aberdeenshire to complete Adv CeMAP. He hosts The UK Personal Finance Show.
Financial Adviser, Mortgage Adviser and Equity Release Specialist
Kevin has worked in financial services since 2015. He started as a mortgage adviser, qualified in equity release, and completed his Diploma in Financial Advice and Planning in 2019. He advises on mortgages, protection, equity release, pensions and investments.
Independent Financial Adviser · Wetherby
Peter has nearly 30 years in financial services and advises on a wide range of wealth management products. He moved from Inverurie to Yorkshire in 2022 and looks after clients across Wetherby, Harrogate, York and Leeds.
Mortgage Adviser
Laura brings over 20 years of administration and accountancy experience, plus a background in sales, to her mortgage advice.
Mortgage Adviser
Lewis has worked in financial services since 2021. He advises on first homes, moving home, buy to let, remortgages and the protection that sits alongside them.
Independent Financial Adviser
Margaret started her career with M&G Wealth Advice before moving to whole-of-market advice. She specialises in retirement planning, pensions and investments.
Financial Planner and Mortgage Adviser · Wick
Kayleigh has worked in financial services since 2020 and is qualified to give mortgage, protection and equity release advice from our Wick office.
Financial Planner
Emma graduated in Scots Law with English Law from the University of Aberdeen in 2021, completed her financial planning exams and was named Rising Star of the Year at the 2022 Scottish Women’s Awards.
Mortgage and Protection Adviser · Wick
Louise holds the Certificate in Mortgage Advice and helps clients in Caithness with mortgages, remortgages, life insurance, critical illness cover and income protection.
Financial Adviser · Ellon
Kevin passed his financial exams over 20 years ago and advises clients in Ellon on investments, retirement, pensions and protection.
Mortgage Adviser
Neil has worked in financial services since 2004, including as a mortgage adviser at TSB, and joined the firm in 2012.
Independent Financial Adviser
Jake has worked in financial services since 2021 and holds additional qualifications in discretionary investment management. He won Young Financial Planner of the Year (North West, North East, Scotland and Northern Ireland) at the Money Marketing awards.
Independent Financial Adviser · Hamilton
David has worked in financial services since 2011 and advises clients in Hamilton on wealth, retirement planning and protection.
Independent Financial Adviser · Aberdeen
Farai holds the CII Diploma in Regulated Financial Planning and has over 10 years in financial services, advising on pensions, investments and protection.
Administrator · Ellon
Rebecca joined Phil in 2011 as a part-time administrator, became office manager in 2015 and was given a 5% share of the business in 2018.
Office Manager
Laura joined in March 2022 after customer service roles at Tui, Munros Business Travel and Watson Alarms, and now manages the office.
Administration Assistant · Wick
Yvonne joined in August 2023 when the Wick office opened, bringing over 30 years of administration and accounts experience.
Administration Assistant
Eoin joined in May 2025 after a degree in International Business Management at Robert Gordon University, and is studying for his Diploma in Financial Planning.
Trainee Mortgage Adviser · Ellon
Emily joined in May 2026 and is studying to become a qualified mortgage adviser while supporting the advisers.
Trainee Independent Financial Adviser
Scott is studying for the Diploma for Financial Advisers (DipFA).
Trainee Financial Planner · Aberdeen
Cyprus graduated in Finance and Business Management from the University of Aberdeen and recently joined the Aberdeen team.
“You went the extra mile in my case as it was long-distance and a very quick turnaround.”
