- Advice type
- Independent, whole of market
- Advice on
- ISAs, bonds, funds, investment trusts, tax-efficient investments, inheritance tax planning
- Meeting options
- Office, home visit, phone or video
What can you advise on?
Investments
- Stocks and shares ISAs
- Junior ISAs
- Investment bonds
- Investment trusts
- Unit trusts
- Open-ended investment companies (OEICs)
- Exchange traded funds
- Capital protected investments
- Enterprise Investment Schemes
Savings
- Cash ISAs
- Regular savings plans
- National Savings & Investments (NS&I)
- Bank and building society accounts
- Deposit accounts
- Child Trust Funds
Tax planning
- Personal tax planning
- Inheritance tax planning
- Tax-efficient investments
“Phil’s knowledge of the financial sector is second to none, he is meticulous and extremely trustworthy.”
How do you decide where to invest my money?
First we agree what the money is for and when you will need it. Then we assess how much risk you are willing and able to take. Only then do we recommend investments, and we explain the charges and risks of each one before you decide.
We review your investments with you regularly, so they keep matching your plans.
Investment advice: your questions answered
What does independent mean?
Independent advisers can recommend products from across the whole market. A restricted adviser can only recommend products from a limited range of providers.
Can you help with inheritance tax?
Yes. Inheritance tax planning and tax-efficient investments are both areas we advise on. We look at your estate as a whole and explain the options that fit your plans.
Who will I speak to?
“We were on a very tight deadline and Neil made it his priority to get our mortgage set up quickly and efficiently.”
Last reviewed November 2026